Guest columnist Brian Lowery and Jim Gustafson have tax and financial planning strategies to consider as 2025 approaches.

Guest columnist Becky Gullett: "Cash flow management is the lifeblood of a growing business."

Guest columnist Lynne Haggerman: "Begin preparing or revising policies to reflect the new paid sick leave benefit and contact legal counsel if questions arise."

Guest columnist Penny Lacy: "For banks today, there is no question that many customers need to have digital banking options."

Guest columnist Marlene Chism: "Resistance to AI is fueled by uncertainty, fear of job displacement and a perceived loss of control."

Guest columnist Jeff Scott: "At their best and most efficient, banking apps can centralize a user’s access to information from many sources."

Guest columnist Tristin Casper: "Partnering with an experienced insurance adviser can help construction companies navigate this new landscape. Ensuring that appropriate coverage is in place can provide essential protection as businesses incorporate advanced technologies into their operation."

Guest columnist Ben Shantz: "Owners and lenders need to be diligent to ensure they know exactly how their money is being utilized on a construction project."

Guest columnist Jaime Gnau: "IE is a self-care approach that integrates instinct, emotion and rational thinking related to food choices."

Guest columnist Lacy Martin: "As your business expands and seemingly every decision can make or break your trajectory, one often-overlooked ally stands out: your banker."

Guest columnist Brittany K. Hopp: "In a world where it feels like we are often in an information-overload, a valuation should be considered an important tool in any business owner’s toolbox."

Guest columnist James Coffer: "Look at the whole picture of your life – what’s coming, what you want to be doing and how you want to get there – and use that information to judge whether a refinance makes sense right now."

Guest columnist Tammy Sawyers: "Technology changes daily and people change with it. Lenders and title companies need to be forward thinking to keep up, or we may end up behind and eventually nonessential."

Guest columnist Ryan J. Hurn says "implementing a strong employee benefits package is crucial for attracting and retaining top talent and improving employee morale."

Guest columnist Kenny Gott: "College for you or a loved one will likely be among the biggest expenses of your life. A mountain of student loan debt right out of college can be a daunting long-term problem, and inflation on college tuition has been historically higher than typical inflation for many periods, making it difficult to keep up."

Guest columnist Katie Porter: "When it comes to tax, there is one main question on every business owner’s mind: How can I minimize it? Good news: The Missouri pass-through entity tax, also known as a SALT workaround, is an increasingly popular avenue for state and local tax savings among Missouri business owners."

Guest columnist Brett Hodges: "Although it’s impossible to summarize every single one of the changes caused by the expiration of the Tax Cuts and Jobs Act in such a short article, a familiarity with some of these important changes will hopefully be sufficient to put taxpayers and tax professionals on notice that the tax world is about to be very different."

Guest columnist Dr. Brandan Gremminger: "If you or a loved one are presented with an option of receiving group treatment sooner than you can access one-on-one care, please know the research shows you aren’t settling for less. "

Guest columnist Travis Beazley: "Securing an SBA loan involves understanding the eligibility criteria and preparing a robust business plan."