Guest columnist Jeff Chronister: "There is a long list of potential professional risks for contractors that are limited or excluded from the standard, unendorsed general liability form including breach of contract, breach of warranty, negligence, misrepresentation, design errors, defense costs and a customer’s financial loss due to your error."

Guest columnist John Baxter: "The agricultural real estate market in the Ozarks isn’t booming – but it’s not backsliding either. It’s steady, with areas of growth that reward long-term thinking."

Guest columnist Tammi Davis: "When new teachers feel supported, valued and prepared, they don’t just survive, they thrive. In the face of a worsening teacher shortage, prioritizing mentorship isn’t just a good idea – it’s the only way forward."

Guest columnist Kenny Gott: "Talk with your partner to make sure you’re both clear on your financial plan, and comfortable with the professionals you depend on to implement it."

Guest columnist Myles Jackson: "A portfolio review can offer fresh insights and uncover opportunities you may have overlooked. A second opinion may be the key to maximizing your investment success."

Guest columnist Micah Scott: "In my experience, now is always the time to make plans and preparations for future stability and success – especially when a business is doing well. Carve out time to speak with a lender you trust, tap into their expertise and help your business thrive."

Guest columnist Kevin Runyon: "While major building renovations take time and planning, there are plenty of ways to elevate your space in the meantime."

Guest columnist Chuck Hepola: "Sports may be temporary, but the lessons they teach are lifelong."

Guest columnist Paula Dougherty: "Many children learn valuable life lessons from participating in sports throughout their childhood. If participation in athletics is important to you or your child, take some time to consider the associated costs."

Guest columnist Jarad Johnson: "Research confirms what early adopters have experienced firsthand: organizations with AI-led processes achieve 2.4-times greater productivity and 2.5-times higher revenue growth than their peers, according to a 2024 report by Accenture."

Guest columnist Dan Watson: "With a supportive tech ecosystem, top employers and a rich array of resources for professional development, Springfield offers an exceptional environment for tech companies and talent to thrive."

Guest columnist George Timson: "Just as a well-maintained garden yields abundant harvests, a well-managed investment portfolio, carefully cultivated and tended, can help you cultivate your capital and achieve your financial aspirations."

Guest columnist Paula Dougherty: "It’s hard to imagine – let alone talk about – what caring for an ill or aging parent may look like. For additional support in having family conversations, evaluating financial options and creating a plan for your parents, contact your financial adviser and lawyer."

Guest columnist Dan Prater: "The care you give to your employees is a direct reflection of the quality of programs and services your organization provides."

Guest columnist Marlene Chism: "Respect is more than a value; it’s a practice that transforms health care environments."

Guest columnist Dr. Edidiong Offiong: "At the end of the day, the main thing health care professionals have to remember about patients 65 and older is this patient population is always changing."

Guest columnist Brett Hodges: "A failure to have this information ready at a moment’s notice could cause companies to miss their reporting deadlines, which would in turn subject them to massive penalties and potential criminal liability."

Guest columnist Lynne Haggerman: "Several federal agency rules have been nullified or clarified regarding exempt salary thresholds, unpaid leave for serious health conditions, harassment, artificial intelligence and labor relations. In addition, religious discrimination is highlighted following a multimillion-dollar award against an employer for mandating the COVID-19 vaccine."

Guest columnist Hunter Johnson: "Well performing and financially stable construction firms have increasingly sought more creative ways from the insurance industry to transfer risk and purchase insurance for their organizations."